How do you say N.O. to Y.E.S? Well, I have to, and believe me, it's hard saying NO [No Ongkos - Ongkos means money for those who don't know enough Indo lingo] to YES [Year-End Sale]. A sad situation for a shopaholic to be in, I kid you not.
YES started in early December and will last til end-January - fortunately or unfortunately. I was looking forward to some purchases from my hard-earned money but alas, it is not meant to be. I shall not bore you with the details of where my money will instead be chanelled into but suffice to say that I am very broke/tight with money/can't stretch my budget until February pay day [I hope]. So that's like another month to go [boo hoo!]. Being positive, I'd rather view these expenses as capital investment. Which they are really. And I'd rather not take a loan and have to bear the interest when I can still put up with a little suffering.
Now, I know it's not elegant, vulgar in fact, to talk about money. But really, even a shopaholic like me have to be careful with money [after all Adek studied accountancy and if she fails to budget for her expenses, then really, it's like a waste of education], especially since the chances of me landing a ultra-rich boyfriend is close to nil. So like it or not, I do have to save for my future. Mind you, I used to be a spendthrift pre-varsity days. The delights of the shopping complexes were too hard for me to resist even back then. Akak [my elder sister] used to comment, 'She always buys branded stuff.' Actually, I don't think that's wrong. If I derive satisfaction from my purchases, am happy with my little luxuries which I finance myself, don't break the law or rob a bank in getting them, then I don't think it's wrong. And while I'm on this topic, I don't buy fake designer goods. Buying a fake designer product just to impress people is not only 'riak' but also downright distasteful and disgusting. Personally, even brandless products are preferable to fake imitations. But I digress.
University days, well, I had to learn to control my finances. Thousands of miles away from home and dependent on scholarship, with the charms of mysterious, exotic Europe beckoning me, well, I decided I simply must go travelling, exploring England and Europe. That meant I had to juggle my budget between clothes [all those British brands! and shops!], CDs, movies and the less-interesting-but-necessary groceries while leaving a bit in my account for my trips. When Akak came visiting during my final year, she was astounded that I could actually go from one shop to another, from Boots to Superdrug to Wilko and back again, comparing prices. Not that I'm a miser, just wiser and more financial savvy with money. After all, why should one let another cheat him/her off his/her hard-earned money? That would simply be stupid. Look after the pennies and the pounds will look after themselves.
Last check: still another 4 weeks of extreme financial discipline and exercising restraints on shopping temptations...
Oh, before I forget, Gong Xi Fa Cai to all. May the year ahead be prosperous for us all. And hey, I'm still eligible for ang pows...
Friday, January 27, 2006
Saying NO to YES
SCRIBBLED BY ADEK FÀB at 1/27/2006 03:00:00 pm
Labels: MONEY MATTERS, SHOPPING
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